TOFEEQ, Muhammad. Evaluating The Impact of Machine Learning and Alternative Data on Credit Precision and Fair Lending in Emerging Markets. iRASD Journal of Finance, [S. l.], v. 3, n. 1, p. 01–07, 2024. Disponível em: https://journals.internationalrasd.org/index.php/jof/article/view/3018. Acesso em: 19 dec. 2025.